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  1. I came across a statement on the CIC website that's confusing.... I wonder what information do they have on me while I negotiate with them. And what do you actually answer them when they ask? Anyone had ant experience with it? Thanks Never Disclose Where You Work or Bank If you are asked, refuse to give out this info. Why? If your settlement falls through, and the creditor gets a judgment against you, knowing where you bank or work will make it easy to collect on the judgment. In addition, this is none of their business and not relevant to the matter at hand.