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Found 3 results

  1. Hello dear friends. I am another one that has been caught in the claws of portfolio recovery for the amount of $3164.43. Complaints are "Account Stated" and "Open Book Account". The lawsuit contained Exhibits A and B which were a statement showing the last payment made (which was returned by the bank) and also a final statement showing that the account charged off. This is being done within the legal time frame. So far I have submitted a general denial with an Assertive defense of "Lack of Standing Because No Debtor/Creditor Relationship" to the court which has been stamped and I
  2. Hello, I am new here but I see that there are lots of very active and knowledgable users here so I thought I'd seek some friendly advice. I am trying to help out my 80+ year old grandparents that have gotten themselves in some seriously unmanageable debt while trying to help another family member's difficult financial situation. Bless their hearts, but shame on them for digging themselves in a financial hole. They have a total of about $31k in credit card debts in 22 accounts.They have no real assets - not homeowners (rent), no business or properties, only have a pretty old car.Their only
  3. My husband received one 1099c from chase. it say debt discharged ( H- expiration of non-payment testing period) He win but it was dismissed without prejudice, it was a jdb not chase, but my husband admit he owes chase but did not have the money to pay. He report it on this year taxes using the form 982 Part 1 line1b Discharged of Indebtedness and on Line 2 $3,000 and Part II line 10a $3,000 that all we did we did not provide any other paper. like the Insolvency Worksheet, because it say keep for your records. Did you think we need to filed and if we do did you think we did it correct? the