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Hey everyone! I've been lurking for a while, but this is my first forum thread post! I'm a college student in SoCal looking for my first credit card. Building credit is a pretty new concept to me, but from my understanding its better to start now than never. I've been looking online about some newer cards and also more established cards that are friendly to new users like TomoCredit, Petal, and Capital One. I know Capital one is used by a lot of students. Does anyone have experience with these companies? Thank you so much!
Hi there, I've taken out a loan to attend a private university in the US a few years back. This school has a cooperation with a private, US-based, lending institution to enable prospective international students that cannot find any other forms of financing to take out a loan. In case of the student not being able to make payments and going into default the university is then liable to pay as it basically functions as co-signer. I've been making my payments for the last several years, but now I am encountering financial difficulties that will likely force me to go into default on the
Hello I have some questions regarding my student loans. I know there are government loans and private loans. My government loans were garnished until a certain period of time, and then I proceeded to pay them off (on top of my garnishments). The private loans are held through Sallie Mae, and being that they're private they do not garnish. Instead, Sallie Mae has continued to hit me with very high interest rates at which are doubling and tripling my total amount due over the years. I can no longer run and hide, the more I hide the sooner my loans reach $100k mark. I am confused and not sure wha
Hello, I have a quick (hopefully) question. Today I received a letter from an attorney in Columbus, Ohio (I'm in Cleveland, Ohio) stating that I owe $556 to the State due to some money I supposedly owe to a community college. If the debt is legit, it had to be from 2006 or prior, because I haven't gone to school at this college in a long time. In fact, I finished my degree in 2009 at another school. I used student loans and have never had an issue with obtaining student loans or federal grants (which is normally an issue if you have outstanding payments due to other colleges). Anyway, I