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https://cweb.com/payday-loan-executive-sentenced-for-scamming-thousands-of-financially-strapped-consumers/ Those struggling to make ends meet sometimes rely on short-term, unsecured payday loans when they need quick cash. Richard Moseley, Sr.—through his group of payday lending businesses known as the Hydra Lenders—preyed on these consumers’ financial vulnerability. His businesses scammed more than 600,000 Americans by charging them illegally high-interest rates and even stealing their identities.