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  1. My question is if I write to the collection agency, Wakefield & Americollect, in the State of Colorado, and keep in mind, this is years after the actual medical collection has been reported on my credit report, asking for any of the following: -The contract of the original creditor -A debt validation, asking for the original creditor and how to contact them -Since I have paid none of these collections, is my contacting them, the collection agency or the original creditor, in any way, have the ability to move the date of last activity to the present day & restart the 7 years? Currently I have about 5+ years into the 7 year amount, however; if them trying to collect interest & fees that were not allowed, could that make the debt invalid, since they misrepresented the debt amount? I received an invoice from Wakefield and it just stated for "different invoices" and no numbers, which leads me to believe that they have little to no information on any of her collections. And Americollect has the exact same amount for collections on the exact same day, yet different account numbers. How does that work. Any information, input or advice would be much appreciated! Thank so much!
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