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  1. New to this site, I have been paying regularly for a few years on old tax debts, vehicle loans on cars returned because I couldn't make the payments. State of Ca retired by disability. I have been reading a few things that state disability pensions can't be garnished. The companies including the IRS and Ford motor did initially try to garnish wages but we were able to start making payments AND even did monthly payment agreement with the IRS. Both of us a few years ago being employed by the state had furlough days (basically a decrease in pay X2) , major medical issues on top of that and not only got behind on taxes, & all bills but after separating, narrowly were able to keep the house after a loan modification. Zero late payments in almost 4 years, 3 new vehicle loans since, but this tax lien which of course shows begininning balance instead of the approx 30k it is now, plus Nelson & Kennard for Ford - I can't get my credit score above 670 and he can't get above 600. *If we both have disability pensions, is there ANY way of getting judgements off of credit while still paying on the debts? We are NOT trying to get out of paying, I just want to have the options of possibly selling the house and buying another. ANY HELP WOULD BE GREATLY APPRECIATED!!
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