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Found 9 results

  1. This is the start of MY story to address, defend and clean up my outstanding debt. I have been sued by one of the major law firms that represent both JDB and OC in TEXAS. The firm operates in other states besides Texas, so their strategy may be the same outside of Texas. MY accounts in collections with a variety of collectors, have account totals ranging from $2k up to $14k. I will post the status of my defense actions and results as they progress. I am not working presently and hope the employment situation will change soon, as a result I have time to research and defend myse
  2. Hello guys. New here looking for assistance. I got a letter from law firm representing discover. I responded and requested debt vaildation. Got card agreement and statements in mail. Later threat to lawsuit. I replied and stated let's go to Jams arbitration. Account in question is $5400. Got FedEx at my doorstep. Application for jams and application was submitted by them. They sent the same to jams. Next day they paid $1500 to commence arbitration. Got letter to commence from Jams. They also requested expedited arbitration. I had 7 days to response to expedited request.
  3. Zwicker on behalf of Discover Bank sued me for approx 11k in the county of riverside, superior court of california They only attached one credit card statement and no contract or application. I foolishly said i had an open account with them but denied all other actions. I served them discovery to them on 7/23/19 (admissions, interrogatories both special and formal) and documents Today is 8/12/19 and was served with motion for summary judgement with all credit card statements and a declaration from someone that claims they work for discover in New Albany, Ohio. Is the
  4. I am being sued by Guglielmo & Associates from Tucson AZ. The original creditor is Discover Bank. I have 20 days to answer the paperwork I was served 3/28/19. The debt is 4k. What course of action should I take? Should I answer first or file a motion? If so what answer or what motion? I am unemployed and don't have any property to seize and barely any money in my bank account. Is my car that is paid for at risk (2007) ?
  5. URGENT HELP NEEDED My husband (who I have POA for) was served summons May 2016 for credit card suit Discover Bank c/o Brock & Scott PLLC . Details below: Answers & Affirmative actions filed within 30 days June 2016. He is pro se right now as no income Meditation and/or trial Magistrate Court Ellijay, GA on July 20, 2016 Discover Bank c/o Dorian xxxxxxxxx (his location is Conyers GA but states on complaint Brock & Scott PLLC in Winston Salem address) versus the hubby Question: On July 20 what moti
  6. Hi, I recently had an almost 3 year battle with Discover Bank dismissed with prejudice, I am looking perhaps for an attorney to bring FDCPA and other actions as there were many violations. Thank you.
  7. Case going to trial soon in California, LA county Discover Bank now via Suttell response to CCP 96 only described witness as "Custodian of records of plaintiff" care of the law firm P.O. Box in WA. No CCP 98 Dec. - does anyone have any case law or legal authority to cite in a Motion in Limine to exclude this "witness" ? They never served or filed a CCP 98 so don't know if Target v Rocha will apply?
  8. I have been sued by Discover. In discovery I found that a Discover credit card transferred balance opened the account I am being sued for. I have asked 3 times (2 RFPs and 1 letter in between) for the credit card statements from the old account which make up more than the balance owed on this new account. They cannot provide stating it is "irrelevant, unduly burdensome and not reasonably calculated to lead to discovery and seeking documents Plaintiff is not required by law to maintain." I had filed a Motion to Strike their Affidavit which caused the Plaintiff to Amend their Complaint
  9. My mom received a Plaintiff's Post Judgement Interrogatories to Defendent filing. I have been grateful for this site as it's helped me answer some of the questions. It's from Discover Bank and she told me that she had an account with them back in the 90's. The filing freaked her out and she called the debt collector and made a payment arrangement. My questions are: 1) Can she object to all the questions asked in the interrogatory since she didn't force them to prove the debt? 2)Can we still force them to prove the debt? How? 3)If it's from the 90's and the SOL is 4-6 years here in GA,