Search the Community

Showing results for tags 'dispute letters'.

More search options

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • Announcements
    • Polls
    • PLEASE READ BEFORE POSTING / Board Announcements
    • Resources
  • Credit Repair Forums
    • Credit Repair
    • Collections
    • Credit Bureaus/Reports/Scores
    • Credit Article of the Week
  • Legal Issues
    • Is There a Lawyer in the House
    • Bankruptcy Q and A
  • Debt Validation
    • While You are In It Debt Validation Q and A
    • Debt Settlement
  • Loans and Banking
    • Obtaining Credit Cards, Auto Loans and Financing
    • Mortgages
    • Student Loans
    • Banking and Finance
  • Non Credit
    • Off Topic
    • Wine

Find results in...

Find results that contain...

Date Created

  • Start


Last Updated

  • Start


Filter by number of...


  • Start







Found 1 result

  1. Hello all! Newbie here! Just beginning my credit repair journey. This is literally day 1. I have read most of the newbie posts and spent a lot of time reading some of the posts. However, I didn't see a clear answer to the letters subject. I have about 22-23 negative items on my credit reports from experian and transunion. I just requested credit reports from all 3 CRA'S yesterday because I recently got denied for credit and the 2 I have now are from June of this year. So I'm waiting on the recent ones to come in the mail. My question is, because I have so many negative items, what's the best way to go about grouping the letters? I saw a post that said 3-4 letters per month? Is that correct? I think it would be over doing it to send all 22-23 negative items in one letter to experian, then transunion, etc. So should I do one letter for each negative item and only do 3-4 per month to each CRA? Or should I do a group of 3-4 items in one letter to each CRA? I'm not exactly sure how often and how many? Then I was also confused because in one of the newbie posts it said we can call the CRA. I think i'm more comfortable with letters but I just wanted to know the best way to go about that. As far as grouping or timing between letters. Thanks so much for the help! And I apologize if this has already been addressed. I tried searching and couldn't find the answer.