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  1. Midlands/Hanna sued me in 2012 in Magistrate court for a Chase credit card account. I answered the claims but made no counter claims. When I went to the Magistrate court date , I told the Hanna attorney that his affidavit, bill of sale, and copies of card statements were not enough for him to win. He then quickly dismissed WITHOUT prejudice. I did not know at the time I should have forced him to trial instead of agreeing to the dismissal WITHOUT prejudice. So I was very happy with my "win" until.... They filed the suit again in State Court with the exact same evidence. I read these