Search the Community

Showing results for tags 'evidence'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Announcements
    • Polls
    • PLEASE READ BEFORE POSTING / Board Announcements
    • Resources
  • Credit Repair Forums
    • Credit Repair
    • Collections
    • Credit Bureaus/Reports/Scores
    • Credit Article of the Week
  • Legal Issues
    • Is There a Lawyer in the House
    • Bankruptcy Q and A
  • Debt Validation
    • While You are In It Debt Validation Q and A
    • Debt Settlement
  • Loans and Banking
    • Obtaining Credit Cards, Auto Loans and Financing
    • Mortgages
    • Student Loans
    • Banking and Finance
  • Non Credit
    • Off Topic
    • Wine

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Location


Biography


Interests


Occupation

Found 8 results

  1. So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the
  2. **I called the attorney to ask if there was a court date set. She said she is a legal agent who works on behalf of the Lawyer's office, this is an attempt to collect a debt, etc. She offered to settle the debt and take court fees off, and offered a payment plan. I did not acknowledge that the debt was mine or take her offers. I said I would be in touch, but did not affirm anything or that I had ever had an account with Discover. I plan to file a Chapter 7 soon, but I'm trying to research as much as possible to be sure I'm prepared. I have very little property and very little income (my income
  3. Hi, I filed my subpoena and its in the hands of the process server. Do I have to also answer the Plaintiffs Request for witness and evidence or is the subpoena enough. Or should I answer the plaintiffs request and attach the subppoena. The 20 day window for me to answer the plaintiffs request is on Feb 13, 2015. Well just heard from my process server and the affiant was PERSONALLY SERVED at the address listed on the CCP98. NOW WHAT?????
  4. We go to trial in a week from today. LVNV Funding did not respond to discovery, so we had to file a motion to compel admissions and req. production of docs. LVNV funding finally responded last week, but simply gave us the same paperwork they originally provided when we asked for a Bill of Particulars back in December - nothing new, except the answers formulated admit, deny etc. The exhibits are the same. They have provided no signed agreement which they reference in their complaint, no contract, no statements, and no itemization of account to show how they came up with the amount owed - we don
  5. I have picked these up over the years and would like to post them in one place. Hopefully they will prove as useful for someone else as they have been for me. If you have more stuff like this, please post it to this topic! Some are written by consumer attorneys (Edelman, Combs and the like) and others are written by the attorneys from the dark side as ways to weasel out of FDCPA liability (it's always a good thing to know what the other side is thinking). Pro-Consumer: Defending credit card cases, 2009.pdf Ethical issues of JDB suits.pdf FDCPA CASE LAW, NCLC.pdf FDCPA, Edelman Breakdown-
  6. Gathering evidence for pending FDCPA and FCRA actions. Since my credit is damaged, where are some of the best places to apply for credit, in anticipation of being denied - or receiving higher interest rates
  7. A JDB recently set forth a self-serving version of an agreement (it's not the correct one, but has terms the JDB wants). At the bottom of the agreement copy a JDB-underling hand wrote the phrase: "Copy Redacted by Employee of Fritz Law Firm". It does not appear as though any information was actually redacted from the agreement text nor personal information. Is the above handwritten statement a disclosure required by the courts --- but should set off red flags for the Defendant? For instance, could I object to the copy based on rules of evidence, and the fact that the JDB has no per
  8. I'm preparing for a possible trial with a JDB. This morning I was reading up on when to use " I Object your Honor". I found this great quiz game (Objection Your Honor!) to help brush up on this technique. I hope you'll enjoy it. It even gives you a Certificate of Completion at the end. Really neat! http://www.texaslre.org/objection_your_honor/objection_your_honor.html