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I DV'd the assignee (National Fitness) for my gym Just Fitness 4U for a $100 charge on my TU CR. I also disputed it with TU as not mine. They responded with the signed copy of the original contract, proving account is mine but did not send an itemized listing of the debt. On the contract, I had paid my initial fees and so it shows an $0 amount due. I had this account for a couple of years and I believe I paid this in full a couple of years ago when it ended. I had it taken out by automatic deduction so I never received statements. So, without them sending an itemized list of charges,