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Originally posted in wrong subform. 😢 Reposting here, sorry. Hi Everyone, Happy 4th! After reading though @MouseRabbits story, I feel very confident in my abilities to handle this myself, (I pray with help from community). Below is requested information. I believe I may be able to request arbitration. Thank you to all! 1. Who is the named plaintiff in the suit? CAVALRY SPV I, LLC 2. What is the name of the law firm handling the suit? Nelson & Kennard 3. How much are you being sued for? ~$10k -$25k 4. Who is the original creditor? CitiBank N.A. 5. How do you know you are being sued? Served 6. How were you served? In person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? Letters Nelson & Kennard. No response from me. 9. What state and county do you live in? State - California, County - Los Angeles 10. When is the last time you paid on this account? 2020 according to documents 11. When did you open the account (looking to establish what card agreement may be applicable)? ~2012 12. What is the SOL on the debt? 4 years 13. What is the status of your case? Suit Served, pending according to Court website 14. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) With original creditors, no. With collection agency yes. 15. Did you request debt validation before the suit was filed? I didn’t send a debt validation letter, but was triggered when I disputed with credit bureaus. I was sent a packet of old statements, and the following list: Exhibit 1: A redacted table of bulk account An excerpt of sale with my account information A letter - Bill of Sale, from CitiBank N.A. to Cavalry 16. How long do you have to respond to the suit? 30 days 17. What evidence did they send with the summons? 2 statements from OC, labeled as Exhibit A, and Exhibit B 18. How did you find out about this site? Google
Hi Everyone: I'm in a bit of trouble and hope someone has experience. I started reading and noticed that I'm on the loosing end of this process. My trial date is set for October. Does anyone have experience against Moore Law Group? I owe about 7k to Amex. Was not able to negotiate with Moore Law Group. They placed an envelop of what they called "Case Management Statement" at my door. Now a trial is set for October. There was no discovery sent to me or any other communication. I really don't know where to start to even approach the question of what to do.