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Good afternoon Please let me know if if am posting this in the wrong location. I started the refinance process January 15th. Chase pulled my credit and score to start the process. My score was different from what I saw from the Equifax triple score report ( I have an account with them). Today Feb 6th, I spoke with the bank and they said I had to restart the process because I was late January and February 2011.. I does not show in the credit report, but she insists that I need to start the process again which would require them to pull the credit again. My score for Equifax dropped 8 POINTS that day from 711 to 703, and I am affraid another pull would pull me below 700 which would be unacceptable at least for me. Additionally, The other scores were way off to what I had pulled, How is that possible. My question is, Would my credit go even lower if CHASE pulls my credit within 30 days? I called Equifax and their response was to referred me to a 3rd party Advisor company. Arent they (Equifax) the company that keeps scores? This is ridiculous? My score according to CHASE: Equifax 695 Trans Union 683 Experian 711 My report from Experian: Equifax 699 Trans Union 716 Equifax 711 / now 703 after pull. Thank you Daniel