I am asking this question for a friend of mine who asked me a question. Would you marry someone who just filed BK and owes the IRS alot of money- over 180K? My friend is a male and she his girlfriend is a breadwinner. Her boyfriend- my friend wanted to know the legal ramifications of marrying someone with a recent BK filing and her large IRS debt bill which has not settled yet for pennies on the dollar- ( so they say it ). His credit is not the best as well, but regular collection debt of 20K and he works and makes decent $ but not enough to avoid paying his debts to avoid being sued.