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i lived in NJ at the time of the default. now i live in SC. as i have found from research, citibank regularly used LVNV for collections. now that there is a class action suit on LVNV, i guess they are now selling to other JDBs. today i received a letter from "sequium asset solutions". i surmise that they are yet another JDB--or they are somehow clueless to LVNV's state of affairs--OR, sequium is really LVNV under "another name". the collection attempt is--wait for it--for an original citibank account. between the date of SOL and now, a few other CAs have tried to collect--can't reca
Hello, i hope all is well. I'm writing this post today to ask for advice from anyone that has knowledge about or experience with JDB's or even with Unifund/Kenosian for that matter This past weekend i received this letter in the mail from Kenosian and Miele on behalf of Unifund CCR, LLC. The letter was dated 8/9/2019, today is 8/19/2019. I've been digging through the internet for as much information as possible but i still would like an experienced outside opinion as well. Should i dispute? Should i prepare myself to go to court? I haven't been summoned as
This is my personal experience on how I beat Midland Funding, LLC twice in court and is not legal advice, but I will share what worked for me. Also, I want to thank Credit Info Center and all the people who wrote in the forums sharing their experience as well. The First Lawsuit I first received a letter from the attorney who was acting as a debt collector representing Midland and at the time I was already familiar with the validation process thanks to this website, so I sent a debt validation letter to the attorney. What they sent back was a joke and most of what I requested