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Showing results for tags 'jefferson capital systems'.
Back in 2003 I had a falling out with Verizon Wireless, and I basically told them to F*** off, and refused to pay them. Boy was I stupid. Anyways, they posted the debt to my Credit Reports, and then gave the debt to Midland Credit Management. Both of those accounts on all three of my credit bureaus had a status of "this account is scheduled to continue on record until Dec 2011", and a balance of "$362". The date opened for the Verizon account was "12/2003", and the date opened for the Midland account was "03/2008". Both of those accounts are deleted from all of my reports. Yay me! Not so fast... In comes Jefferson Capital Systems. Date opened "06/2016". Balance: "$1,677.00". Scheduled to be on my credit report until March of 2020. Not only have they re-aged the date of first delinquency on a 13 YEAR OLD DEBT. They have exponentially increased the balance. The statute of limitations was up in 2010. Now, I want to sue these a$$holes. I don't just want to get this deleted. I want REVENGE. This was a blatant violation of the FDCPA and/or the FCRA. My question is this: How do I go about getting definitive evidence of this besides my old credit report print-offs? How do I go about getting the Date of First Delinquency from the Credit Bureau, the Original Creditor (Verizon), and this terrible excuse for a collection agency: Jefferson Capital Systems? Basically, how do I show a judge I caught them red-handed? Thanks, Nick