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Showing results for tags 'late payments'.
I need some advice please and this is a "not so common situation". I have already started the dispute process with the credit bureaus but so far they haven't removed any late payments, which has caused us a lot of problems. I didn't know these were on there until we sold our house and went to buy another one. I have all my facts written down and will copy and paste it, let me know what you think? Also, when disputing this should I send a copy of everything that happened to the credit bureaus in full detail or will they not care? I bought my home in October of 2001 with a total monthly pa
I had some late payments on credit cards over a year ago but none since. How long does this hurt my credit score if I no longer have a late payment? And by how much? In other words, I've been on some sites that have a simulator that allows you to enter some changes to see what you can do to improve your credit score and by how much. One of those is to pay down your debt. My question is, what is my incentive to pay down debt - for the purpose of raising my credit score - if that late payment history will hold it down for 7 years (or whatever the period is)?
I was 60 days late on my auto loan and this caused my credit report to plunge big time. I have paid on the account and got it up to current status but my question is this: Will this remain on my credit report for up to 7 years? Even though I am caught up on these bills is this going to remain as a negative factor on my credit report and is there anything I can do to have it removed? About a year ago I hired Lexington Law to remove items on my credit report and my experience is that it is nearly impossible to remove items that are negative when they involve financial lending such as a bank l