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In June 2014 I received a letter from Citibank N.A. informing me that they sold the debt to PRM (DJB). Shortly after, there was a demand letter from PRM's partner company servicing the account. I did not respond. Recently, I received another demand letter from a local law debt collector retained by the above partner company (currently owning the debt vs servicing the account). The amount of the debt demanded in 2014 was matching the amount of the debt reported with the credit agencies, which was a little higher than the amount of debt owed to Citibank at the time of the first delinquency (mid 2010) The amount of the debt, currently demanded by the local law company is about 41% higher. I responded with a DV letter almost at the end of the 30 days allowed but fell to dispute with the credit agencies. Immediately, upon receipt of my DV request by the local law company, the disputed account disappeared from my credit reports. My gut feeling is that they will try to update the credit reports with the currently demanded amount by adding interest, penalties etc.and than sue me. Citibank kept sending statements for more less 2 years, after the first delinquency. The debt got inflated quickly but was still less than the current demand of 41% extra. SOL is 6 years Please help me figure things out.... It is greatly appreciated. TY TY TY