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Hello, I came across this site and figured I would see if I could get a little advice. I'm going to court to fight Midland Funding after receiving an Affidavit from a law firm on behalf of them. I know this is VERY common and probably has been asked a lot. They are representing Midland on behalf of my debt to Sync/Paypal that was charged off in 2015. It's for $3,100.49. I don't "recall" owing this, but let's say I did owe SyncBank/Paypal that at the time it was charged off, I still want to fight them if they are lacking evidence and get it thrown out. Before I proceed further, I want to see if anyone is actually on this forum today to help out and what info do you need to know. I called Barnette Law offices and left a voicemail.