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Found 2 results

  1. So long story short. I fell on really hard times at the end of last year job loss for a few months. I had stopped pay my credit cards. once I found employment some creditors decided to help me out and some did not. Hence, I have been receiving letters from Midland for the past two months about a Synchrony Bank ($4,000) account that was charged off in January of this year . Last week I got a Final Pre Legal notification stating that they are moving my alleged account to an attorney review process. From this boards experience with them how long before the sue? I would rather resolve this before it gets to court as I have no experience in legal affairs.How much would they typically settle for?
  2. Hi. First time posting here. I had found another thread about this but it was rather old and it didn’t help me since I didn’t get the acronyms and I’m pretty inexperienced. Today I got a pre-legal notification from midland credit management about an old cc acct that has gone unpaid since 2013. It says that they’ve made several attempts to reach me which is true they call and send me letter that I always ignore, and that they’re considering forwarding my account to an attorney. Now this account is only a little over $500. Would they really sue me for that ? Also, I recently moved and this letter had been sent to my old address. I just got it to my new address today ... It’s dated 2/9/2018 and it says they needed to hear from me by 3/11/2018. So that’s way passed that now... I assume they’ve called me but again I don’t answer unknown numbers. What do I do ?