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  1. Hi I'm new. I have a credit card debt for $10,000 which has been purchased a few times, the latest by a lawyer's company. I haven't worried about it because I am on disability and judgement proof, and expected to stay that way. The lawyer is sending letters to myself and my ex-husband. I haven't worried about this, as I think(?) it is unlikely a judge would give a judgement against him when it was entirely my own debt, incurred after our divorce. We have been divorced for some time. The entire balance was charged to the card by me as one purchase: my own dental work, after our divorce. I added my ex-husband to this credit card when we were married. The bank said the only way to remove him was to close the credit card account (I did not). The credit card statement I receive has both of our names in the address/salutation. Now my ex-husband has died. His life insurance comes to me in a substantial amount. His IRA beneficiary is his father. His home is going through probate to his father as next-of-kin. Will this lawyer be able to find out that he has died? How long might that take? Is it as easy as a few key strokes on the computer? Will they be able to find this money (mine, his father's and his probate estate)? Also, can they find a safety deposit box if I don't have an account at that financial institution? Thanks much.