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  1. Hi I'm new. I have a credit card debt for $10,000 which has been purchased a few times, the latest by a lawyer's company. I haven't worried about it because I am on disability and judgement proof, and expected to stay that way. The lawyer is sending letters to myself and my ex-husband. I haven't worried about this, as I think(?) it is unlikely a judge would give a judgement against him when it was entirely my own debt, incurred after our divorce. We have been divorced for some time. The entire balance was charged to the card by me as one purchase: my own dental work, aft