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I received a summons from LVNV Funding LLC regarding a Credit One Bank account. I filed an answer and filed a request for production with the court. They responded with monthly statements from the beginning of time as requested. However, they did not produce a signed credit application as requested, nor did they produce an executed contract between myself and Credit One Bank that I was alleged to have agreed to. They did not answer as to why they could not produce those documents as requested either. Finally, after researching the names of the notary and the affiant on the Affidavit
So, my wife got a writ of garnishment last week and her wages are to be garnished due to some debt originating from Sears which was bought by LVNV Funding LLC sometime before 2010. The reason I state "sometime before 2010" is because we found her credit report from 2010 (she still had it filed) from all three credit bureaus and nothing reflects a delinquent account from Sears on there. What we know: Since nothing shows on those credit reports from 2010 in regards to Sears then it must have been old enough to reach the 7 year period that erases it off of her credit. Using t
Hello, I have been served with a court order to appear in small claims court over a debt that I owe from 2009 and I would like help on how I can prepare for it. I was delivered to me by the county sheriff. 1. Who is the named plaintiff in the suit? LVNV FUNDING LLC c/o Stenger & Stenger PC 2618 East Paris Avenue SE Grand Rapids, MI 49546 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Stenger & Stenger, PC 3. How much are you being sued for? $1800 plus interest rate of 8% 4. Who is the original creditor? (if not the Pla