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I need some major help. My 15yr. old son, who had been staying with his mother, was caught TWICE in a month on a DUI. My landlord handed me my court papers this past Friday, and court is this Wed. WTF? They're trying to tell me at the juvenile courthouse that I can't defend my son. That I HAVE to have a lawyer. But I don't want one. I don't want to settle, I want him free. Granted , I know he messed up. BUT IF HE ISN'T OLD ENOUGH TO VOTE OR GET A LICENSE BECAUSE HE'S A MINOR AND MAKES BAD DECISIONS, THEN HOW CAN THEY PUNISH HIM ,,, FOR A BAD DECISION? It seems like it should be thrown out easily, but I know how completely crooked the system is. I know if they take my son in,,, he'll be gone for good. Just like they did my cousin. He had to keep protecting himself and thirty years later, he's now 40,,,,,fk, and my son LOVES to fight. AND IT'S BECAUSE OF THE DAMN SYSTEM HE'S THIS WAY. Anyway, They didn't read Miranda rights,,, they did breathalyzer but didn't wait the required 15 minutes watching that he didn't belch. Cop says he had to go 60 to catch him, although he has him down at 60??? I SIGNED THE PAPERS SUI JURIS,,, does that help??? Look, since the two tickets, my son was in a fatal car accident. HE WASNT DRIVING. But his best friend was the 15yr old driver and died. My son was rushed to the hospital to remove his spleen and then rushed by life flight to UCDavis for heart surgery. He has a hole in his heart now and has to be very careful. He'll never make it out. I can't believe they would even consider 4 yrs on a minor who has never been in trouble. PLEASE HELP I want to abate the process, but they won't let me do anything.

Good morning everyone, I am new here and let me start by saying thank you for this site, I have used the template here to contact a collections company I saw on my credit report, they put in the date on 9/2007 this is when I turned 18 but its for a medical bill for 5/2007 I was a minor and my mother was tooke me to the hospital, I was given care and send home, I moved away when I turned 18 and I never even heard from them, but I was taken to collections and a judment was taken out on me! I was under 18!! I was never even told about this my mother is the one who got the bill she was filing for bankrupcy and this went into it they never served me nothing... fast forward to a month ago I saw it on my credit report for a home and I called NAR and talked to them the said I owe it and that there is nothing they could do the would not even tell me what it was for, I then send a letter to them to find out what it was even for when they annouced it was for a bill on 5/2007 I again told me that I was under 18 that that the bill was for 300 now somehow its for 1200 its been since 2007 is it not passed the statu of limitations for this? how could they give the credit beraou the wrong information?? I have no idea to to do now. I do not want to pay and I want atleast the info on my report to be correct, is it legal for them to collect after this many years? is there anything i can do to fight this? to correct my credit or get this judment off my record? any help would be so important my mortage person wants this fixed before my loan:( whats worse this been hurting my credit for years and I didnt even know. Thank You Koco

Hi! I am not sure if I am posting this in the correct place or not. I am new to this site and hope someone can give me a little guidance. When I was in high school my step sister who was 17 at the time was approved for a credit card through Capital One. I thought wow, if they gave her one maybe they will give me one! Dumb...very dumb I know but at the time I was 16 and was not thinking towards the future. Sure enough I filled out the application online and even filled it in correctly with my real SS# and everything, the only thing I did was change the year of my birth so at the time it would've made me 18. About two weeks later I received my credit card in the mail, with a $550 limit...it took me about two weeks and I maxed it out and never thought twice about it. Now that I am older I realize how much my credit is actually needed. Aside from school loans Capital One is the major thing on my credit report, with a nice total around $2,500 now I'm assuming because of interest fees and such. My fiance and I recently just purchased our first home and I am in the market to be buying a new car. Everywhere I go denies me because of my credit. I have fixed everything with my school loans and have worked a deal out with the Department of Education now it's just trying to clean up the rest. Basically what I am asking is, can I be held accountable for the debt, being that I was a minor and only 16 at the time when they approved me for the card. I do know that it was my own fault for applying and receiving but, shouldn't they have done some more research on me before they approved me? I mean they did have my social so they could have checked my age and everything. Any help would be appreciated and thanks for your time in advance! -Paula