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  1. HELP! I'M BEING SUED 1. Who is the named plaintiff in the suit? Capital One Bank (USA), N.A. 2. What is the name of the law firm? Moss Law Firm, P.C., Lubbock, TX 3. How much are you being sued for? $3,300 + plus court costs 4. Who is the original creditor? Capital One Bank 5. How do you know you are being sued? Served in person 6. How were you served? In person. 7. Was the service legal as required by your state? Yes. 8. What was your correspondence (if any) with the people suing you before you think you were being sued? Received a Demand Letter from Moss Law firm about 9/18/2018. They received my Dispute letter on 10/6/2018 then I got sued. 9. What state and county do you live sued? Texas, Angelina County 10. When is the last time you paid on this account? They say September 2017 11. When did you open the account? 2013 12. What is the SOL on the debt? 4 years 13. What is the status of your case? I was served, answered with a detailed denial, given court date, plaintiff filed and was approved continuance of 60 days (signed by judge 4/30/2019), plaintiff submitted invoices and affidavit, I sent motion to strike evidence/affidavit, my motion is denied. No court date set yet. 14. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency? Yes 15. Did you request debt validation before the suit was filed? Yes 16. How long do you have to respond to the suit? Already did 17. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. . They submitted a past due statement (dated 2/11/2018) from Capital One with the summons. On my credit reports the account lists it is closed, charged-off, and I owe a balance that is $120 more than I am being sued for. I maybe "judgement proof". I am a disabled vet, I am on SSA disability as well. Paying on homestead (10 acres, rural home). I am a pro se litigant and not a law expert. Please look and see if I have any dogs in the fight or is my goose cooked well done. Thanks in advance and God bless.
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