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Found 4 results

  1. I've been posting about this Velocity (junk debt buyer) problem I have had for the past year or so. Prior thread: They finally sued me, probably in response to the letter I sent to them back in May of 2016. This suite is pretty sneaky. I was NOT served in any way, shape or form. More details below. I have LIMITED TIME left to respond, because I did not even know until today that I was sued late last month. More details on this below. I will update this post and this thread as I get more information from the county courthouse. It is night right now, so I can't call
  2. Hi everyone, I sure hope that I'm posting this in the right place. I had some questions about credit reports, collections, and closed accounts. So here's the thing: Before my wife and I met, she had a car loan and then lost her job. The car was repossessed and then sold at an auction. The company wanted her to pay the difference between her loan and what the car was sold for. She still did not have work so it didn't go over well. Eventually she stopped receiving bills and contact of any kind. I'm trying to figure out what the statute of limitation for collections is (in NV it appears to be 6
  3. I was served a Summons and Complaint in February, which I Answered on March 17. I am being sued by a JDB on a credit card debt. I just received a notice from the court (2nd Judicial District Court, Washoe County, NV) dated April 17 which is an "Assignment to Arbitration". It goes on to say, The Nevada Arbitration Rules are here: I have 10 days to choose two arbitrators from the list provided. Anyone have any experience with this scenario that can offer some guidance? Thank you!
  4. Hi All, I'm so grateful for this resource! It's been so helpful already. Here goes: 1. Who is the named plaintiff in the suit? "Junk Debt Buyer" 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Miles, Bauer, Bergstrom & Winters 3. How much are you being sued for? In excess of $10,000 4. Who is the original creditor? (if not the Plaintiff) Chase 5. How do you know you are being sued? (You were served, right?) I was served 6. How were you served? (Mail, In person, Notice on door) In person 7. Was the service legal as required by