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So, Obvisouly I need some advice asap. My wife and I are in the process of buying a house. When the mortgage broker pulled up our credit report, it stated that there was a judgement against my wife. Well, we were shocked, of course. Beucase we never received a commons. the problem is, is that we lived in new york and moved to Pennsylvania in 2011. When we checked the court documents online, the summons and judgement were issued in 2012. The company suing us is CAVALRY SPV I, LLC. On the compliant submitted by Cavalry to the court, it does not mention any account numbers or anything else. All it mentions is that my wife owes them $9k plus $4k in interest. So. My question(s) is: 1. Can I have this case moved to Pennsylvania from New York so that we have an oppurtunity to reply to the complaint. 2. How do we have this removed from our credit report? 3. Obvisouly we want to fight this, because we have no clue where this is coming from. 4. How can they get a judgement against us if we have never received a summons, and we do no live in new york anymore? We really have no clue where to begin. We called the courthouse in new york. No much help except for helping us get all of the documents that were filed in court and no where in the court documents does it mention why my wife owes them money, or are they collecting a debt on behalf of anyone, or account numbers We have to get this off of our credit report, otherwise noone will give us a loan to buy a house. And, just on principal, this is not right. So, can anyone please kindly guide us and help us out? Thank you very much, T