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  1. I am in Calif. A collection service sued me (2010) and got a default judgment (unpaid HOA fees). Yes, I know, I should have attended the hearing. Water under the bridge now. I believe they do not have the original contract/CCRs with my signature. It was not attached to the complaint. Also I believe they do not have the assignment from the HOA showing they now own the debt and have the right to collect. It is long past any statute of limitations to have it vacated, I think. What are my options at this point? Must I sue them to get them to produce these documents? Thank you for your input.