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  1. I will provide the summerized version of my historic debt with the collection efforts, all aided with my procrastination. On some 8 different bank cards used by me through the 1990's. My usage of these cards stopped early 2000. The combined outstanding debt with accumulated late fees and interest I estimate to be approximately $70,000. At one point around year 2000 I signed with a firm with the intent of seeking to have the debt discharged through bankruptcy filings. I notified the card holders of my pending intended course of action. I failed to complete the filing process and these ca