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  1. I was called the other day by a supposed private investigator named Christopher Marlynn who said he had papers to serve me for a defaulted pay day loan from 2012. This could be true but at the beginning of this year I paid off everything that was on my credit report minus my school loans. But anyways he called first saying he was an investigator with the Sheriffs department and that he had papers to serve me regarding money I owed on a payday loan. I told him I didn't know what he was talking about because I paid everything off the beginning of this year and he said so your denying this? I tol