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Found 3 results

  1. In the late 80's I went to bankruptcy court and they reworked my student loan. I am paying $300 until I am 78 years old, twelve more years, and I am paying 7% interest. I called and wrote Petra Shipman who was the person I always spoke to about defaulted loans asking how much I would have to pay if I were to pay it early. I'm thinking, like a mortgage you would save on interest. First she sent me a statement just showing where I was and the same payment until I'm 78 years old. Then she wouldn't call back. I sent a certified letter asking for information. I received no response. The co
  2. Thanks for looking at my inquiry and I hope to be clear to the reader. Little history: Back in 10/2010 we filed for BK due to not getting paid from contract work for nearly 8 months. We finally got paid and voluntarily dismissed the BK and paid the creditors thus playing catch up. Secure creditors we re-affirmed during the BK (like the Old West themed bank loan) and all were not prejudiced. July 2013, I called to bank to get a final payoff on the auto loan. It was $300 (the regular mo/payment was $820). They then said there are two amounts in the system: One for $300 payoff and other for $
  3. I have 3 accounts that have gone to "Charge-off" and say "Closed". I have a Bank of America card that now is in collections with North Star Location Services according to Bank of America but only Bank of America shows on my credit report. I have a Capital One card that is now with Oliphant according to Capital One but Oliphant is not showing on my credit report, just Capital One. Capital One will not accept any money from me since I'm assuming they sold the account but Oliphant has NEVER contacted me about this account. I even sent Oliphant a letter but I have yet to receive a response. I