Search the Community
Showing results for tags 'pay'.
Found 2 results
Hey guys, I need a little advice on how to best tackle this. I recently got my credit reports and noticed 3 accounts currently in collections: 1. $65 to Credit Management LP (OC Charter Communications) Placed for Collection 8/2013 2. $118 to to Transworld Systems (OC Old utility bill w/city) Placed for Collection 11/2013 3. $1108 to Midland Funding (OC Citibank) Placed for Collection 8/2010 (Says on my CR that it's scheduled to continue on record until August 2015, so I'm thinking about just leaving this one as is.) Basically, I'm thinking about doing a PFD on the first couple and offering 50% of the amount owed since they're such small amounts I'm hoping that the CA's will just accept. I'm also afraid that this will rally up any other old debts I may have and they'll pursue me, am I right to think that or am I safe just sending off a couple of PFD's and getting those (hopefully) off of my credit report. Any advice would be greatly appreciated! Trying to get my credit report (slowly but surely) back into shape.
I have one open collection left on my credit reports. It's something I don't really feel I owe but I don't have evidence of this so that's a story for another day. My question is, what is my best option if I can pay the full $800? It still has about 3.5 years before it will age off and I'd like to just take care of it. The DC is not being helpful and I don't want a "settled in full." I basically have admitted I owe it and it's very obvious that it's my debt. They refused to PFD for $500. Should I ask for a PFD or just tell them I'll pay the full amount if they report it as "Paid in Full?" Is there another option, like to have it show up as paid as agreed? Or is that not possible because it is the collector that is reporting it? Thanks!