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Found 3 results

  1. https://cweb.com/payday-loan-executive-sentenced-for-scamming-thousands-of-financially-strapped-consumers/ Those struggling to make ends meet sometimes rely on short-term, unsecured payday loans when they need quick cash. Richard Moseley, Sr.—through his group of payday lending businesses known as the Hydra Lenders—preyed on these consumers’ financial vulnerability. His businesses scammed more than 600,000 Americans by charging them illegally high-interest rates and even stealing their identities.
  2. http://www.businessweek.com/articles/2014-09-11/online-payday-lenders-sidestep-state-laws-for-billions-in-profit
  3. I sent a DV to a CA for a payday loan that was defaulted on in 2008. I am in California.The CA sent back a DV with a copy of a contract from OC with my signature on it. My heart fell when i saw it. My questions are: 1. This loan was defaulted in 2008. SOL for writen contract in California is 4 years. So the SOL expired in 2012. Correct? 2. Their letter said they "would be happy to discuss a deferred payment arrangement that would fit into" my budget. (Of course they would) Do I really want to setlle/pay this when it's past SOL? It will be coming off my credit report in 2015. 3. Either way, What do I tell them in my reply? that this is past SOL and I am not paying it? I am trying to clean up my credit and would like to settle/pay those that make sense to pay. This is the only one involving a payday loan.