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Sued by Midland . Sent original response as general denial. Requested the following in official vaidation Request 1. Original account application with my signature for this alleged debt . 2. A fully itemized statement for the amount you are asking which clearly details how this amount over the amount that was paid for this debt was calculated , including the interest rate being charged . Confirm that this rate falls within the state limits . 3. Provide proof of debt ownership including how much this debt was purchased for . 4. provide proof of the date in which alleged charges first became delinquent. Midland sent me a collection type letter about 3 weeks ago with a redacted bill of sale . Yesterday, I got a certified letter return recpt. from midland attorney locally... Answers to request for production . They are objecting to much of my request . Do I need to respond to this Answer? If so, is there a time limit for which this has to be done ? Funny thing , the cover letter sent with this was signed " Very Truly Yours" is this supposed to be a joke ? Are they seriously trying to intimidate me by using accusitory language? Thanks "G"
Hi All, First a bit of background. Received complaint from Asset Acceptance. Nothing was attached to it, just the complaint. Filed answer claiming lack of information and denying everything. No Affirmative Defenses were used. Earlier this month I received Plaintiff's Initial Disclosures, RFP and RFA all on the same day. With the Initial Disclosures they included a generic copy of a cardmember agreement and what looks like a screenprint from the Lawyer's office laying out the alleged original balance from the OC, costs, interest and alleged current balance.This also had my Name, SS# Address, Phone, and DOB. Their Initial Disclosures were severely lacking so I sent a meet and confer outlining my concerns and giving them 10 days to respond. That was on May 16th. Today I sent them my Initial Disclosures and Answers to their RFP and RFA. Since they have not yet disclosed anything that appears admissible I know I need to be careful with my own RFP's and RFA's so they cannot get something in that they did not disclose. With that being the case, am hoping for some suggestions on what I should request. Keep in mind that I am limited to 5 of each unless I feel the need to file a motion for Extraordinary Discovery. These may not be necessary as if they do not respond to my meet and confer, I plan on filing a Motion in Limine to preclude all of their witnesses and documents that were disclosed. However, I would like to get rolling on these anyways just in case they end up having half a brain and actually respond to my letter. Thanks in Advance.