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Found 4 results

  1. Yesterday, I've a voice message requiring my an attention to "very serious matter". Oh, here we go again. I decided to go ahead and called them back. Attorney: Nelson, Cruz and Associates (Dallas, TX) Client: Hovot Management LLC (Collection Agency) Creditor: MERVYN'S [Charge Card] File No: 2016-xxxx Current Balance: $875.58 I live in Arizona. According my old credit reports (TU, Experian and Equifax), I made the last payment in December 2008. I am not sure if I have on paper these old 2008 "OK", past-due Mervyn's statements and subsequent collection letters. This C
  2. Back in 2003 I had a falling out with Verizon Wireless, and I basically told them to F*** off, and refused to pay them. Boy was I stupid. Anyways, they posted the debt to my Credit Reports, and then gave the debt to Midland Credit Management. Both of those accounts on all three of my credit bureaus had a status of "this account is scheduled to continue on record until Dec 2011", and a balance of "$362". The date opened for the Verizon account was "12/2003", and the date opened for the Midland account was "03/2008". Both of those accounts are deleted from all of my reports. Yay me! Not s
  3. I have an old Sprint bill, DOLA summer of 2008. I went into a Sprint store last week and this info was confirmed by their rep and also via a phone call to their credit department. Enhanced Recovery Corp out of Florida is listing the DOLA as 2012. I've disputed and they continue to "verify" and additionally, I asked Sprint to provide me with documentation stating what their rep said or a copy of my final bill and they won't do it.....they just keep routing me back to Enhanced Recovery Corp. This account is supposed to drop off in 90 days but because of their reaging of the debt, it's stating it
  4. Santander is reporting my date of last payment as 7/2014. THIS IS WHEN IT WAS SOLD TO A JUNK DEBT BUYER. My actual last payment to them was 4/2010. The JDB even says so on their paperwork. Isn't this re-aging?? I'm closing on a home loan this month.