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Hi Everyone! I was hoping to ask you all for some advice. I lived in an apartment complex in Arizona about 3 years ago. I had to break my lease and was charged $2,300. The debt was turned over to IQ Data International ( a very rude collection agency) . They are currently charging me $2,900 stating that the additional $600 is for interest that they are 'legally allowed to charge'. I have disputed this with the big 3 back in October 2015 for fraud ( because I thought the argument can be made that these charges are fradulent) but apparently the company verified my debt. I now live in Chica
Im in a pretty unique situation and have planned to either fight or look into BK. So let me keep this short and sweet as I can to make it easier for all of the super awesome folks here First off I am divorced, no kids. Ex wanted to be debt free, thats why she left, so I settled for taking debt and a lump sum Spousal Support paid over 9 months of $20K (last payment in March) I work 100% commission and last year was unique and I made $135K. (Worst time since I got divorced and she saw the money signs ) Typically I make around $85K. But my job can be gone in an instant... So here is my stor