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Showing results for tags 'report'.
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Last April I had moved and my AT&T internet wasn't working at my new address so I closed the account, paid the last bill, and sent the modem back. I checked my credit this week and my score has gone down 90 points because of a report from Southwest Credit Systems. I called and they said it's from AT&T. I asked what the account number was and she gave me a 9 digit number. I went on AT&T's website and saw that 1) my account number was 10 digits and different from the one she gave me and 2) it showed that I had paid my last bill 04/05/15 and had a zero balance. The chat with a CSR box
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- southwest credit
- at&t
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Hello, I wanna paid my debts is already close the credit cards account, charge off or collection 3 years ago. I just want paid them but in exchange I wanna is be delete records. 1/What is the steps I need to fallow to "pay to delete" I just want all the my negative account will be erase in my credit report. 2/if the credit card companies or collection won't delete my debts even I paid them full amount, after 7 to 10 years will be erase automatically in my credit report? Or will show any track I own any of the those credit cards? 3/Can I disputed my full paid credit cards negative accounts wit
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- collection
- report
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Hi, About two months ago, I noticed a few inquiries on my credit report that I did not recall authorizing, so I disputed each one with the companies listed on my credit report, CMRRR. Over 30 days has passed since each company has received my dispute letter; of the six or so companies that have received the letters, only two have responded. I thought that they were required to respond within 30 days after receipt of the letter or they could be sued. An attorney I spoke with stated that I had to dispute through the credit bureus first, but that doesn't do anything because they just check eO
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I have 5 Collection Agencies on my credit report. Should I just send out a dept validation letter to each one to get things rolling?
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- collection agency
- collection
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I'm sorry if this has been asked before. I'm posting from my cell and it's very hard to look through searches. Am I correct in understanding that a dispute with a credit bureau should take no more than a month? I've read that it must be completed in 30 days and possibly a 15 day extension if the disputer provides more information. So, if I entered a dispute online with Equifax on 1/7, should it not be required to be completed by now today? Any idea of what my next course of action would be if it is not?
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I've been going through this saga of trying to clean up my credit report and many thanks for the responses I have gotten. So there are a few tradelines on my credit reports regarding one student loan that I had defaulted on. Going back through my school records, I took it out in the period ending June of 2005. If I never paid that one (just took care of it a few months ago because I know they can sue for that forever) would it most likely be past the 7 year reporting period at this point? It is reported a few times under AES/NCT, National Collegiate Trust, and Citizen's Bank. They all list dif
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- student loan
- delinquent
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