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  1. Good morning to all, I am currently working on repairing my credit with hopes of refinancing soon. I sent dispute letters to the 3 CRA's and these particular trade lines (2) came back "Verified" The dept of treasury is reporting 2 different balances with 2 different addresses. one shows as "Department of treasury" and the other shows "DPT Treasury" with 2 different addresses. I have been paying this through wage garnishment for the past 2 years as well as tax refund offset. They have not responded to validation requests. Can anyone tell me what my options are? The Garnishment is through Pioneer credit recovery The balance reported to TU is about half of what they are reporting to Equifax. Any suggestions are greatly appreciated.