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  1. Hi all, I'm desperately seeking any advice on how to handle this. I was served a summons by Second Round last week for a debt they bought from Belk. I can scan and upload what was sent to me later. I have not had any correspondence with Second Round up to this point. They did attach 3 documents, one is a copy of the Belk statement that shows the date it was "charged off" (October 2012). They want the full amount $1245(estimate) plus $98 court fee. The statement shows that the principal balance was $450 and the remainder was interest and fees. No minimum payment or due date listed (