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Showing results for tags 'secured credit card'.
A secured credit card's minimum deposit is usually two or three hundred dollars. Is it better for your score if you buy yourself a limit of say $800.00 rather than getting the minimum of two or three hundred? Is having and responsibly using multiple secured cards better for your score?
I want to rebuild my credit so I'm looking at secured credit cards. I read a thread from 2011 about secured cards that don't report as secured. Which cards report to all 3 major credit bureaus and report as unsecured as of 2015?
I posted here a few months back about medical collections showing up on my report and I'm happy to say I've vanquished all but 2 of them on my report and 3 on my husband's. I should have the problem ones off our reports soon. If not, they'll all fall off within 2 years or so. Now that I'm mostly done with the negative, it's time to build the positive. My husband has never had a credit card and I was dumb and paid all of mine off then closed them 7-8 years ago. One one is till showing on my Experian report as a positive, but it could disappear at any time. We're thinking of using part of our