Search the Community

Showing results for tags 'settlements'.



More search options

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Announcements
    • Polls
    • PLEASE READ BEFORE POSTING / Board Announcements
    • Resources
  • Credit Repair Forums
    • Credit Repair
    • Collections
    • Credit Bureaus/Reports/Scores
    • Credit Article of the Week
  • Legal Issues
    • Is There a Lawyer in the House
    • Bankruptcy Q and A
  • Debt Validation
    • While You are In It Debt Validation Q and A
    • Debt Settlement
  • Loans and Banking
    • Obtaining Credit Cards, Auto Loans and Financing
    • Mortgages
    • Student Loans
    • Banking and Finance
  • Non Credit
    • Off Topic
    • Wine

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Location


Biography


Interests


Occupation

Found 2 results

  1. I had a corporate credit card and a corporate credit line in my name from Capital One that the company I owned stopped paying in 2009 when the business closed. I hadn't heard a peep from Capital One for several years even at the old address until I was forwarded a regular letter sent via USPS from a judge. The letter wasn't sent registered or in any special way. How does the judge even know I received this letter? The letter informed me I'm being sued by Capital One. The statute of limitations in the state where the company was located is 6 years. I now live and work in a different state with a limitation of 3 years. The statute of limitations would be expired in my current state of residency. Can Capital One sue me in my old state? I would like to know which corporate debt is referenced in the lawsuit. Do I give up any rights by contacting the clerk and asking for details? How much information if any should I give the clerk? Does anyone have settlement experience on a corporate account being settled personally by Capital One? What percentage and length of payments should I target? I'm leaning towards hiring a lawyer to represent me. When I do, do I hire a lawyer for the area where I'm being sued or from the area where I currently live and work? If I do need to hire an attorney, how is the best way to source one in the metro Atlanta area? I want a fighter. I could make settlement offers without an attorney.
  2. When I was in college I was stupid with credit cards, I opened 2 $3000 limit CitiBank cards and maxed them out with no ability to keep up with payments. I was young and stupid! I defaulted on them and they went into collections in 2006. I finally have a job that allows me to beging paying these debts back. I was making payments on one account that began at $3600, got it down to $2500 before they started dicking me around on the other account. On my second account I owed $3900, and agreed to settle for $1500. Which was paid in 10/2012, I was going to work on paying down or settleing the $2500 but Asset Acceptance just placed an additional negative report on my credit. They are trying to say that I paid $1500 to settle the $2500 account and that I still owe them $3900. Even though the two accounts were not even in the same offices, one was Asset Recovery and the other was Assest Acceptance. Problem is I have no clue what to do about it... Should I ask for debt validation? Will they give me validation of a debt that they are saying is settled? Any one know how to help me? I want to fix my debt, and help my credit! Thanks!