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Found 2 results

  1. Need some help from any and all? I am down to one collection account on my credit report. The debt collector is good ole Asset Acceptance. I owed the original creditor, Beneficial, $10,000 and my DOFD is Feb 2008. (Business went south, lost my home, started a free-fall and making my way back now.) I disputed this collection account with all 3 CRA's in mid-May. The result was "verified" by all 3 CRA's. Additionally, Asset Acceptance has been actively reporting every month now with new, additional interest costs. The balance is now $13,712, I have no documentation from Asset Acceptanc
  2. I have some credit accounts that were written off and are nearing the 7-year mark, but I'm having trouble figuring out exactly when I should expect them to be removed. Can someone please help me figure this out? For instance, here is one of the accounts... In this example, the first late payment that led to the CO was on 2/08. But is that the date I'm looking for? The quote below is from this page: http://www.creditinfocenter.com/creditreports/cr_time.shtml. I highlighted in red the part that's confusing me. 2. Is the reporting period extended if (A) the original creditor sells or tra