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I just received a call from a women name Dawn (818) 534-3124 about a debt that is 6 years old and she tells me they have already won a default judjement against me last year and they will start to take money from my paycheck every month plus interest if I don't agree with the settlement that they are providing. I am suppose to get back to her by tomorrow with my decision. I have never received a summon or being served to show up in a court and she is threatening that she will call my workplace and has the authority to have my workplace give them 25% of my paycheck untill the debt is over. 1. Who is the named plaintiff in the suit? Dawn 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) AR and Associates 3. How much are you being sued for? $6500-ish 4. Who is the original creditor? (if not the Plaintiff) Newman Marcus 5. How do you know you are being sued? (You were served, right?) Just phone call from this lady, Dawn 6. How were you served? (Mail, In person, Notice on door) Phone call 7. Was the service legal as required by your state? Not Sure 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None 9. What state and county do you live in? Los Angeles, CA 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) More than 5 years ago, but I'll find out the exact date. 11. What is the SOL on the debt? I don't know 12. What is the status of your case? Suit served? Motions filed? They have won a default judjement against me 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 14. Did you request debt validation before the suit was filed? No, didn't know I was being sued 15. How long do you have to respond to the suit? Until monday 02/23/15 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. None, I haven't asked for anything yet. Please help, thank you in advance for your time David