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Found 25 results

  1. I had an idiot judge who denied my MTC because he states the Plaintiff (Unifund) sued in court. He granted their MSJ in July. I haven't heard anything from Unifund or court. Since then another company has showed up on my credit report that transferred account to Unifund. What happens next? I am currently in process to purchase home (which is why I didn't have time to appeal) and have already gone thru the pre-approval process. I don't want any surprises. How long after MSJ should I hear from someone. Or what's my next step of action?
  2. Hello, i hope all is well. I'm writing this post today to ask for advice from anyone that has knowledge about or experience with JDB's or even with Unifund/Kenosian for that matter This past weekend i received this letter in the mail from Kenosian and Miele on behalf of Unifund CCR, LLC. The letter was dated 8/9/2019, today is 8/19/2019. I've been digging through the internet for as much information as possible but i still would like an experienced outside opinion as well. Should i dispute? Should i prepare myself to go to court? I haven't been summoned as
  3. Hi All, I went into work and got a notice from my payroll that my wages are being garnished via Unifund with the help of Kenosian and Miele. I did search the forums and read some threads on Unifund/KenosianMiele but nothing specific to wage garnishment. The debt is from 2006/07, court case is from 2013, I was never personally served but I think my parents received it through FedEx--at that time I was away at college. In the past few months my phone was blowing up with robot debt collectors, all claiming to be from a "firm" regarding an "urgent" matter. I answered one of these calls and wh
  4. Greetings everyone! So it looks like I'm being sued. 1. Who is the named plaintiff in the suit? UNIFUND CCR, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Law Offices of Kenosian & Miele, LLC 3. How much are you being sued for? A total of $7,4XX.XX from two different accounts, plus attorney's fees, costs of suit, etc... 4. Who is the original creditor? (if not the Plaintiff) CITIBANK, NA 5. How do you know you are being sued? (You were served, right?) Received a summons lef
  5. Hi. New here. I hope someone can help. Being sued by Unifund in State Court in Georgia service was attempted, but I've never been served. I sent (certified) a letter to representing law firm asking what this debt was and how they believe it is mine, etc, but never received anything back. Recently received a 'default docket calendar' and will now have to appear before a judge in only a few weeks. I'm not sure what to do at this point. Thank you
  6. I am in California and currently facing a credit debt case against Unifund LLC represented by Kenosian & Miele for a Citibank account to the sum of $14,xxx.xx. So far, I have provided my answer (POS filed in court), sent CMRRR on 12/15/14. On 12/27/14 I received documents from Kenosian & Miele (sent regular mail, non certified, no return receipt) containing Request for Production of Documents and Requests for Admission. My questions are as follows: 1.) Do I send my Request for Production of Documents to the plaintiff now? 2.) Would it be to my advantage to send my response to the pla
  7. Heading to court later this year against Unifund in Northern California where Judges seem to be very lenient on the hearsay/business records exemption. Was wondering if anyone has had any success with citing CACH v. Rodgers...I know it can't hurt...but most of the cases I've looked into around here the Judges seem to be snubbing their noses at Rocha. Pretty much all the JDB needs is a few statements, affi's, generic bill of sale and it's over. Any and all input welcome.
  8. I received a request for documents from Unifund on 7-22-14 I responded by 8-22-14, on time Unifund filed a Motion to Deem Matters Admitted (the court allows their claims to be admitted as settled fact) on the basis that I did not respond within 35 days, but they made a mistake and said they sent me the request for documents on 6-22-14 (instead of 7-22-14) I want to just show up at the motion hearing and show the judge proof they're wrong and surprise them. Can I do that or do I have to file an opposition to their motion with Los Angeles Superior Court ahead of time? The hearing is in
  9. So, I was served yesterday... --------------------------------------------- 1. Who is the named plaintiff in the suit? Unifund CCR, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Kenosian and Miele 3. How much are you being sued for? $2,XXX.XX plus interest, plus attorney's fees, plus cost of suit, plus other such relief as is fair 4. Who is the original creditor? (if not the Plaintiff) Citibank 5. How do you know you are being sued? (You were served, right?) Summons delivered at door (my boyfriend got it, since I wasn't hom
  10. 1. Who is the named plaintiff in the suit? Unifund CCR, LLC 2. What is the name of the law firm handling the suit? Kenosian and Miele 3. How much are you being sued for? $24,XXX.XX 4. Who is the original creditor? Citibank 5. How do you know you are being sued? Summons delivered at door 6. How were you served? Person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None 9. What state and county do you live in? California 10. When is the last time you paid on this account?
  11. Some background to my case, exact as @eyoung27 ( 1- was served by mail 2- answered the complaint & served the Plaintiff's attorney with BOP 3-17 days letter received answered to BOP, with only one C.C statement. So now my question is, should i send another BOP request 2nd_BOP_request.txt(see attachment), or start the formal discovery (RFD, RFA..etc) I've been reading this forum for the last month or so. all of you guys are awesome and provide such a great resource
  12. I was sued twice by Unifund in 2013, different law firms. The first law firm claimed substitute service at an address I have no connection to at all, so I filed a motion to quash. The clerk gave me a hearing date outside the 30 days required by statute, telling me that it was the first available date. The hearing is on calendar. The second suit served by publication, but their request contained inaccurate info and they failed to fully comply with the judge's order allowing service by publication, so I called the clerk to get a hearing date for a motion to quash. The second clerk started
  13. Hi there. I'm being sued by Unifund LLC, and they are represented by Daniel Gordon here in Oregon. I filled in the following questions: 1. Who is the named plaintiff in the suit?: Unifund, llc. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) : Daniel N Gordon, Eugene, OR 3. How much are you being sued for? : $11xxx.00 plus interest 4. Who is the original creditor? (if not the Plaintiff) : Citibank 5. How do you know you are being sued? (You were served, right?) : I was served. 6. How were you served? (Mail, In person, Notic
  14. I would appreciate some feedback about a situation in a case filed against me. I am on the final year of the statue of limitations running out on ALL my credit debt. Unifund bought an old Citibank debt and they filed suit against me January 2013. They never served me. I specifically monitor the court websites and case summaries to keep up with actions because that's how I find out if I am being sued from JDB's who fake that they served you. When I saw that someone had filed against me, I waited. As typical court protocol, there was a hearing scheduled for the Proof Of Service. I waited
  15. Two debt collection suits were filed against me, both by Unifund but with different attorneys. I learned of these through a defense lawyer's mail solicitations, which listed the case numbers. One attorney filed substituted service on a Doe at an address I have no connection to (a large business - not a domicile and I've never worked there). I filed a motion to quash service and the hearing date is on calendar. The attorney in the other suit filed an application to serve by publication. The order was just posted as "received" about three weeks ago and forwarded to the judge for considerati
  16. Unifund sued me for a debt originally owned by Capital One. I did not learn of the judgement until my employer was served with a wage garnishment order. I filed a claim for exemption, and Unifund did not contest it. I researched through the court website and learned that the original debt was under $3,000, and Unifund won a default judgment of over $7,000. The court paperwork says that the paperwork was delivered to an Andrew Doe at my residence. No such person exists. I have written and submitted a motion to vacate the judgment based on failure to serve. Unifund claims they mailed
  17. Background: UNIFUND filed a suit in Jan 2013 against me. They sent their Discovery Nov 20, 2013. I have a few days left to send off my responses. Status IS: 1. BOP sent (11-4-13) They ignored all requests but sent 4 statements. ( What is the recourse? Does Judge really even care?) 3. Plaintiff's RFD asked me for exactly what I asked from them in the BOP. 4. Plaintiff's RFA's I have seen no proof they have anything tying me to this account, but don't want to deny everything if they somehow do. Should I be more ambiguous with denials? Their lawyers have shown me zip
  18. the amount on this is big. gonna go full bore on it. any advice appreciated 1. Who is the named plaintiff in the suit? Unifund CCR, LLC, a LLC doing business in California 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Lang, Richert, and Patch 3. How much are you being sued for? $18-$24K 4. Who is the original creditor? (if not the Plaintiff) Citibank 5. How do you know you are being sued? (You were served, right?) served 6. How were you served? (Mail, In person, Notice on door) in person 7. Was the service legal as requ
  19. I've been sued by Unifund (attorney is Kenosian & Miele) for a credit card debt with the SOL set to expire in a couple of months. Have not been served but have been checking the Los Angeles County Superior Court web site. Another creditor from the same general time period sued, never served me, claimed they did, and we settled. After that experience, I began to go to the nearby branch court once a month or so to look up my name, and whenever I found a new lawsuit I would take a look at the file. Eventually another creditor tried to do the same thing. The clerk had laid the loose reque
  20. Hello Fellow Debtor Fighters: I received a summons from UNIFUND CCR LLC, via their lawyer Kenneth J. Miele, in Santa Monica, CA. This is a verified complaint, so they must have something on me. I want to know UNIFUND’s Kenosian & Miele’s law firm’s process of winning cases. I'm hoping they use the same strategy every time, because I chose to fight this and win the easiest way possible and I believe I may be able to if I confirm their Mode of operation from others who have gone up against them. Very important: This is the first I have ever heard of Unifund that they wanted
  21. I need to know their strategies for winning cases. Declaration in lieu of testimony? What evidence do they submit ? Etc. Thanks.
  22. Hi - I know I'm supposed to keep my posts within the same topic, but I really want some feedback as my deadline is fast approaching for a few things - opposition to MSJ, etc, and I think my thread will get buried today. I finally got around to checking my credit report last night and the account I'm being sued for is not on any of the three CRA reports. Not in its original form, and not as an account owned by the JDB. It's just . . . not there. Is that normal for something in litigation? I saw that credit reports are considered hearsay, and I wasn't sure if I would be trying to use it fo
  23. Hi there. I have another thread going about my lawsuit with Unifund/Citibank and Daniel Gordon, PC. But my question is about settling during this whole process. The reason I'm even here is that my husband and I ended up on the wrong side of the housing bubble and resulting market and construction industry crash. He lost his building work for a year, we had two tiny kids, a construction loan and a half-finished house. We survived by maxing out 8 credit cards that were virtually unused before then. When it all shook out I decided the only option was to try to settle with the credit compan
  24. Hi there. I have lurked on debt forums for a few years now and am only just now posting. I successfully settled $100,000 worth of credit cards with Chase, Bank of America, and US Bank, all of whom settled for about 25-30% of the debt. In retrospect it seems almost painless. My husband had lost all of his work as a contractor after the housing bubble and we lived off credit cards for 6 months. That's all it took to get completely underwater and we couldn't recover. A wonderful friend loaned us some cash so we could settle instead of declaring bankruptcy. So, Citibank, the only one left,
  25. So I pulled up a free credit report today and found that a company named Unifund has done a hard pull on my credit history, and I have a negative item from a company called Asset Aquisitions. I found the contact number for Unifund, told them what I just wrote, and they referred me to Lang, Richert & Patch the lawfirm representing them. I called the firm, told them the same, and spoke with a woman named Lydia. She let me know that her firm represents Unifund, that they want to collect on a citibank mastercard credit card I had in 2007, the last payment of which was made in january 2010.