Jump to content

Search the Community

Showing results for tags 'utilities'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Announcements
    • PLEASE READ BEFORE POSTING / Board Announcements
    • Cosmetic Changes to the Forum
    • Resources
  • Credit Repair
    • Credit Repair
    • Collections
    • Credit Bureaus/Reports/Scores
    • Identity Theft
  • Legal Issues
    • Is There a Lawyer in the House
    • Bankruptcy Q and A
  • Debt Validation
    • While You are In It Debt Validation Q and A
    • Debt Settlement
  • Loans and Banking
    • Obtaining Credit Cards, Auto Loans and Financing
    • Mortgages
    • Student Loans
    • Banking and Finance
  • Non Credit
    • Off Topic

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Location


Biography


Interests


Occupation

Found 1 result

  1. Hey Friends, Long time board member here with a few questions about paying back Medical Debt vs paying Utilities Debt, both are in Collections. Which is preferable? My Goal: To get this stuff off my CR or best case scenario possible. In short, last year I was in a very bad auto accident (only me, no other cars were involved), and I didn't work for a long time due to bodily and brain injuries and have moved several times since last May. All of this happened while living in Florida, though I am not currently there. Mind you, my Auto Insurance covered 80% of things, leaving me with these. (plus a few more NOT currently in collections, question about that afterwards) I have 2 medical bills in Collections (one for $118 and one for $691) and 2 Utility bills ($157 ATT and $221 Duke Energy). Who should I pay first? I have spoken to both CAs at the Utilities - best I can get is 'Closed, Paid in Full as Agreed' but will not Delete. The CA for ATT ($157) has sent me 2 separate 'pay less' offers, but would likely rather pay the full amount so it is reflected on my CR. I have spoken with the $118 Medical CA and they said that once paid in full, they will delete within 30 - 45 days. Should I get this in writing? I've been hesitant to call the larger of the medical ones for $691 because it's a big one. SEPARATE ISSUE- I have a couple other Medical Bills ($406 AND $1920) that are currently very past due but haven't received bills in months, nor are they currently on my CR. Should I call the Original Creditors in this case to try and work things out, or let them lie for now. I would rather send the OC's $20 a month rather than them hit my CR via a CA. I have had one OC accept this arrangement over a $2200 medical bill. Please friends, I'd like some advice. I'm not as sharp as I used to be here and need a hand. I appreciate comments and thank you for your attention! -RockDaddy
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.