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Validation ??????


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I sent a DV letter to a CA, they sent me a letter back with the wrong last name. And it said :

Dear Wrong name,

Per your request I am writing to inform you that we reported your account as being included in your 2002 chapter 7 bankruptcy.

What should I do next ?

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Are they still coming after you for this debt, or are you trying to remove it from your reports?

If you're trying to remove it from your reports, keep disputing it with the CRAs until it drops. Do this about every other month, to prevent the CRAs from claiming it is a frivolous dispute, and change the specifics of your dispute (ie: balance incorrect, date of last activity incorrect, account paid prior to collections, etc... be creative).

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