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OptOut--How long does it take to show up?


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Opt out is not something which shows up on your credit reports.

This is when you are asking the credit reporting agencies not to share your name and address to creditors that would purchase mailing lists for solicitation purposes only.

This protects you from ID Theft that could result because of mail fraud being on the rise, when people steal your mail - they complete the pre-screened credit card offers that you could get in the mail. They would change the address, resulting in a new account being opened in your name without your knowledge.

It is best to opt-out all prior addresses uesed; and all prior names used.

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