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Hard Inquires


barney34
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15 total hards average per three CRA

6 hards with in the last 6 months

9 hards closer to 2 yrs old than any other date

Do I need to think about the 9 hards that will or should fall off in the next 4 months? I have cleaned up everything (I think) I can at this point just wondering if I should even worry about 6 recent and 9 older hards?

Are hards even counted against you after 6 months/ 1 yr or do they just show up?

--Barney

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Barney, those 6 recent hards do hurt your score. If you can get them off, you would gain anywhere from 1-3 points back per inq you got off. It is prob worth a try to remove them. I had no gain in my score for any old inqs removed, anything past 1 1/2 years didnt matter on my reports. Which cr has the 6 recent ones?

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