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CA Dropping My FICO Score


dagan777
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My FICO scores are 676, 676, and 686. The only negatice tradeline I have is a charge-off of an account from 1998.

A CA has purchased this account (the 1998 charge-off) and they told me they will post a tradeline about this on my credit repost.

How much can I expect this to affect my credit (FICO score) since the OC posting is still there?

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In a case similar to yours, I had the OC's tradeline on my report - but in remarks it said Purchased by Another Lender/Transferred. The CA never included a seperate TL in my file. It seems to be more difficult to remove, but I did get it off of one of my report (EQ) and my score jumped 22 points. My account was C/O in 97.

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A CA has purchased this account (the 1998 charge-off) and they told me they will post a tradeline about this on my credit repos

They told you? How, in the letter they sent you? Does this mean you're within the initial 30 days? You need to DV them asap to stop them from putting it on your report.

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