utman17 Posted July 21, 2003 Report Share Posted July 21, 2003 I had a 30, and 60 day late pay added back to a capital one account after not having it show up for 3 months, they added it back and its not matching the other two reports on the time frame. Is there anything I can do about this?? Link to comment Share on other sites More sharing options...
ADSOFT Posted July 21, 2003 Report Share Posted July 21, 2003 I had a 30, and 60 day late pay added back to a capital one account after not having it show up for 3 months, they added it back and its not matching the other two reports on the time frame. Is there anything I can do about this??I knew CAPITOL ONE was behind that CRAP!!!!!!I had CRAPitol ONE report something incorrectly, I called them on the phone and told them very politely that I was sorry but that "I was applying for a loan and that I was going to sue them because they reported incorrct info, and I was not going to get load. They sent me a letter and changed (... sorry BRO its 1:30 am, I'm beat) the neg in 2-3 days. Get a letter that they removed the lates and thrn threaten to sue or fax it the CRAS/ Link to comment Share on other sites More sharing options...
kb9tbq Posted July 21, 2003 Report Share Posted July 21, 2003 I am sorry to hear that Ultman, that is a terrible thing to do.Say that these are different late dates; have you gone back to look at older credit report to see what the difference is?You can send them letter pointing out that they reinserted without properly notifying you within the 5 day period and that this has to be removed for good.Hope you can get beck most all of your points when you get this updated again to remove. That sure smarted, 50 points is quite brutal on lates. Link to comment Share on other sites More sharing options...
utman17 Posted July 21, 2003 Author Report Share Posted July 21, 2003 Equifax was the only one that was not showing up for the 3 months, now its showing up 11 months later then what it originally was. My score went up about the same amount the first month it stopped reporting the two lates. Should I call Capital One direct and talk to them? Link to comment Share on other sites More sharing options...
kb9tbq Posted July 21, 2003 Report Share Posted July 21, 2003 Did you have legit lates to begin with? They might just catch it and make the correction. Well I am not certain, may be worth the try and save the reinsertion deal for later then if they do correct it. Link to comment Share on other sites More sharing options...
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