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Accounts not closed!!


sunshine
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Well, it all depends on what type of account they are.

Generally, if the account is in good standing, with little to no balance, that is good for the credit score. Having a mix of 3-5 CC's, A car, and a Mortgage is a pretty good mix.

Some will say having TOO many CC's open hurts, but if they have zero balances that pushes the utilization score down which really helps.

Sorry I can't be more helpful.

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I have about 6 accounts on my CR that I noticed that are not showing "Closed" they all appear to show "Open", is this effecting my score at all....I dont want to dispute them if it is not hurting my score!

1 of them is a Mortgage account and the balance does show zero.... Thanks

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